Money

I am so pleased with what we have done for the past year. Ryan and I have been transfering money to our account somewhere unseen and it is amazing how it adds up after a year. We have not touched it even if Ryan had paid for our Philippine trip tickets. We would like to have all the cash we could have when we remodel the house when the market is getting better again. We have not done the taxes either. Ryan always does it last minute when it is almost the deadline. Since I don't have any idea about it, I just leave it to him. I don't even remember him doing that early on. It is always around the end of March or early April. It is ok though. We have plenty of time.